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Buying a new 2023 bmw light white bmw s1000 rr. Is msrp pretty much what i will have to pay.? Or will the dealer negotiate?

1126 Views 38 Replies 14 Participants Last post by  zx10guy
Never bought a new vehicle before. But am really close to pulling the trigger on 23 light white sk1 rr. a couple of dealerships that I have contacted. Have responded like the msrp is pretty much the lowest that I am going to get it at. Is this pretty much the way of the world post covid. No more wheeling and dealing? Or should I find myself a different dealership. The two that I have contacted were both very short and pretty rude. I really don't want to spend 20 + thousand with people that make me feel like I'm an inconvenience.i started to inquire into The windy city international cycle dealership. Because they had a bike with a 98% match to the one I built on the bmw web site. They are 200 miles away from me. So doing any in person negotiating isn't very likely. it took me 4 days to get one of there sales people to even talk to me on the phone. They would just keep sending me generic texts about how they will have some one from their team contact me. Or ones like

(1/2) We're interested in fulfilling your vehicle order. I will need some time to get the information for you. A member of our team will get back to you after (2/2) that. If you'd like to stop in, which date and time works best for you?
. But then would never call. Finally I called. Just to have them treat my questions about purchasing/ ordering my first new bike . Like I'm an idiot for trying to find out what he out the door price would be. They have done nothing but blow me off. So is msrp pretty much the bottom line or am I just dealing with the wrongly people? Thanks for any Input I do appreciate it.
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I was extremely happy to find a '23 base M package at no mark up ($23,700) in stock a couple months ago. They all have cruise control and I am assuming when you say bright white you mean M package. The base M's are the probably the best options/price package for dealers to have in stock so if I were them I would not discount, and possibly discount a couple hundred if someone was at the dealer with a pile of cash for full payment on my desk.

You must obviously know these dealers get calls all day long on all their bikes asking for a discounted price and what happens if they agree to sell lower - the person on the phone just calls another dealer and trys to better that offer.

If someone is too lazy to drive to the dealer and make an offer the dealer is not going to take them seriously. So going to the dealer that has the model you want in stock with your pile of cash is going to be your best bet for any discount. Or like suggested look for last years model.
They do not all come with cruise control. That is only availiable in the premium package only. I tried to everything on the bike configuration page and to get the Light White color
Never bought a new vehicle before. But am really close to pulling the trigger on 23 light white sk1 rr. a couple of dealerships that I have contacted. Have responded like the msrp is pretty much the lowest that I am going to get it at. Is this pretty much the way of the world post covid. No more wheeling and dealing? Or should I find myself a different dealership. The two that I have contacted were both very short and pretty rude. I really don't want to spend 20 + thousand with people that make me feel like I'm an inconvenience.i started to inquire into The windy city international cycle dealership. Because they had a bike with a 98% match to the one I built on the bmw web site. They are 200 miles away from me. So doing any in person negotiating isn't very likely. it took me 4 days to get one of there sales people to even talk to me on the phone. They would just keep sending me generic texts about how they will have some one from their team contact me. Or ones like

(1/2) We're interested in fulfilling your vehicle order. I will need some time to get the information for you. A member of our team will get back to you after (2/2) that. If you'd like to stop in, which date and time works best for you?
. But then would never call. Finally I called. Just to have them treat my questions about purchasing/ ordering my first new bike . Like I'm an idiot for trying to find out what he out the door price would be. They have done nothing but blow me off. So is msrp pretty much the bottom line or am I just dealing with the wrongly people? Thanks for any Input I do appreciate it.
Dudes, the changes are way overblown. Full stop. Hardly anyone is going to be able to tell the difference when on the bike. All recent litre sportsbikes are too spastic fast already and better than almost all of us.

Imagine if the new '23 rr only came out in some rubbish looking pink purple color and had some other visual looking defects that looked like absolute crap -- no one would buy it. It wouldn't matter it came with all the new electronic bells and whistles noted above.

In saying that, if the look of a new '23 floats your boat in that kind of way, then for sure get what makes you happy. But at least be honest enough with yourself to admit that its a vanity purchase, particularly if you're passing up a great deal on a leftover '22 or demo as the alternative and paying $3-4k more.
I'll I know is I had a 2012 bluefire sk1rr and loved the way it looked. But didn't like how it didn't have upgraded features like shift assist pro and cruise control. So I decided to up grade to a 2017
Tire Wheel Fuel tank Vehicle Sky
Tire Wheel Fuel tank Vehicle Sky
and I can't stand this color scheme. Everytime I get on it. The first thought in my head is how much I hate these colors. And if I could do it again I would have waited to find a more appealing one too me. So I wouldn't call it vanity.because t's more like a preference.
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Dont know what part of the country you are in but Cross country cycle is the biggest selling dealer for these. You could also try Max BMW. Most times you get $500 off MSRP, thats it. If you can get them to sell it as a demo you can save big and get a longer warranty by 6 months. I bought my last 2 BMW as demos, with 5 miles on them. Got my 2021 for $2K off MSRP as a demo.
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Dont know what part of the country you are in but Cross country cycle is the biggest selling dealer for these. You could also try Max BMW. Most times you get $500 off MSRP, thats it. If you can get them to sell it as a demo you can save big and get a longer warranty by 6 months. I bought my last 2 BMW as demos, with 5 miles on them. Got my 2021 for $2K off MSRP as a demo.
Thanks for the advice. I will definitely check into that. I've gotten parts from max bmw the y are a pretty solid dealership. But I am In iowa so the shipping would probably $800+ I'm typing in cross country cycle as soon as I hit reply. To your post. Thanks buddy!
Never bought a new vehicle before. But am really close to pulling the trigger on 23 light white sk1 rr. a couple of dealerships that I have contacted. Have responded like the msrp is pretty much the lowest that I am going to get it at. Is this pretty much the way of the world post covid. No more wheeling and dealing? Or should I find myself a different dealership. The two that I have contacted were both very short and pretty rude. I really don't want to spend 20 + thousand with people that make me feel like I'm an inconvenience.i started to inquire into The windy city international cycle dealership. Because they had a bike with a 98% match to the one I built on the bmw web site. They are 200 miles away from me. So doing any in person negotiating isn't very likely. it took me 4 days to get one of there sales people to even talk to me on the phone. They would just keep sending me generic texts about how they will have some one from their team contact me. Or ones like

(1/2) We're interested in fulfilling your vehicle order. I will need some time to get the information for you. A member of our team will get back to you after (2/2) that. If you'd like to stop in, which date and time works best for you?
. But then would never call. Finally I called. Just to have them treat my questions about purchasing/ ordering my first new bike . Like I'm an idiot for trying to find out what he out the door price would be. They have done nothing but blow me off. So is msrp pretty much the bottom line or am I just dealing with the wrongly people? Thanks for any Input I do appreciate it.
Really depends on where you're located and purchasing from. In the northeast it will be MSRP for the 2023 do not pay over that. Unfortunately the leftover 2022's are still being sold at MSRP at the dealership I purchased my 2023 from. I don't think cash or financing makes any difference anymore since the dealership will receive the full amount regardless. Good luck and don't go with the ones that gove you an attitude unless you're getting a steal.
Really depends on where you're located and purchasing from. In the northeast it will be MSRP for the 2023 do not pay over that. Unfortunately the leftover 2022's are still being sold at MSRP at the dealership I purchased my 2023 from. I don't think cash or financing makes any difference anymore since the dealership will receive the full amount regardless. Good luck and don't go with the ones that gove you an attitude unless you're getting a steal.
Financing through the dealership matters. On the paperwork you see, you think the dealership is getting the full amount of the sale cash or financed. But you don't see what additional incentives the dealer is getting on the back end. They get some money from their financing arm when a deal is closed. That's a fact. It's this way with car dealerships and it's this way with motorcycle dealerships.

I saw this first hand when I negotiated the sale of my 22 RR. I wanted an additional accessory thrown in for free. I had my credit union financing in place. Got them to get BMWFS to match the interest rate my credit union was offering. My sales guy asked if we give you the accessory you want for free will you go with BMWFS? I said yes. He said done.
Financing through the dealership matters. On the paperwork you see, you think the dealership is getting the full amount of the sale cash or financed. But you don't see what additional incentives the dealer is getting on the back end. They get some money from their financing arm when a deal is closed. That's a fact. It's this way with car dealerships and it's this way with motorcycle dealerships.

I saw this first hand when I negotiated the sale of my 22 RR. I wanted an additional accessory thrown in for free. I had my credit union financing in place. Got them to get BMWFS to match the interest rate my credit union was offering. My sales guy asked if we give you the accessory you want for free will you go with BMWFS? I said yes. He said done.
No i definitely agree they have more of an incentive to finance in-house. My point was more towards people thinking they can get a better deal purchasing with cash instead of financing.
I just made an offer. That if he could Find me a light white sk1fr with cruise control out the door door. Tax title and icense for 24,000 I would wire him a deposit today and could picki it up possibly tomorrow. He said. That they don't sell new motorcycles below msrp. And that the dealership has already gotten its allotment from. Bmw for the year and can't even order any more. I think it's bullshit if you were go ask me.
Every place I have talked to is pretty much take it or leave it. There is no wheeling and dealing. I guess j will just have to wait until I can find a used one from private party. If I didn't love these bikes as I do. I wouldn't be buying a bmw. This whole experience made me question even buying another bike of theirs. But for all I know ducati could be even worse. Lord knows there more expensive.
Every place I have talked to is pretty much take it or leave it. There is no wheeling and dealing. I guess j will just have to wait until I can find a used one from private party. If I didn't love these bikes as I do. I wouldn't be buying a bmw. This whole experience made me question even buying another bike of theirs. But for all I know ducati could be even worse. Lord knows there more expensive.
They're all the same no matter the brand, hot selling bikes like the S1RR, don't get much of a discount especially this time of year with the arrival of warm weather. You'll have a better chance of getting a good deal if you wait until the end of the riding season, wait until 2024 bikes start showing up, buy a demo or buy used.
Never bought a new vehicle before. But am really close to pulling the trigger on 23 light white sk1 rr. a couple of dealerships that I have contacted. Have responded like the msrp is pretty much the lowest that I am going to get it at. Is this pretty much the way of the world post covid. No more wheeling and dealing? Or should I find myself a different dealership. The two that I have contacted were both very short and pretty rude. I really don't want to spend 20 + thousand with people that make me feel like I'm an inconvenience.i started to inquire into The windy city international cycle dealership. Because they had a bike with a 98% match to the one I built on the bmw web site. They are 200 miles away from me. So doing any in person negotiating isn't very likely. it took me 4 days to get one of there sales people to even talk to me on the phone. They would just keep sending me generic texts about how they will have some one from their team contact me. Or ones like

(1/2) We're interested in fulfilling your vehicle order. I will need some time to get the information for you. A member of our team will get back to you after (2/2) that. If you'd like to stop in, which date and time works best for you?
. But then would never call. Finally I called. Just to have them treat my questions about purchasing/ ordering my first new bike . Like I'm an idiot for trying to find out what he out the door price would be. They have done nothing but blow me off. So is msrp pretty much the bottom line or am I just dealing with the wrongly people? Thanks for any Input I do appreciate it.
I don't buy anything new anymore, once you ride off the lot, value drops significatly. I would look for 22' used, low milage around the country. Don't be aftraid to go get it. Plus you might negotiate for the price as well.
There are certain things I like to buy new. Sports cars and sports bikes are some of them. I don't know how these vehicles have been treated by the previous/current owner. I know how these vehicles are treated as I am the only one that has operated them, broken in the engine, and performed the necessary maintenance.

Resale means nothing to me as I tend to hold on to my vehicles for a long time. I still own an 04 ZX-10R I bought new. Depreciation of that bike hasn't been an issue for years. In fact, I actually have two buyers for that bike waiting for me to make the decision to sell it.
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When I buy a bike I buy new because you never know how well or poorly a bike has been treated or maintained especially high performance motorcycles. I'm not concerned about depreciation when buying a bike, a new bike provides me a full 3 year/36000 mile warranty, I know it wasn't abused, I know it'll be well maintained and I know I'm going to enjoy myself so depreciation to me isn't a big issue.
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There are certain things I like to buy new. Sports cars and sports bikes are some of them. I don't know how these vehicles have been treated by the previous/current owner. I know how these vehicles are treated as I am the only one that has operated them, broken in the engine, and performed the necessary maintenance.

Resale means nothing to me as I tend to hold on to my vehicles for a long time. I still own an 04 ZX-10R I bought new. Depreciation of that bike hasn't been an issue for years. In fact, I actually have two buyers for that bike waiting for me to make the decision to sell it.
Well, I buy used under 6k preferable and within OEM warranty (3 years/36,000 mile), That's plenty enough if anything goes wrong, it's covered. But still cheaper than buying new. I, so far had 4 motorcycle, never had one issue, with exception of current 2020 S1000XR, which water pump started leaking and it was replace under warranty <- known issue with BMW motorcycles. (I'm 3rd owner of S1000XR, bought it at 9k miles on odometer) Currently 16k miles on odometer and no issues what so ever (exception 1 water pump).

If people have $$$, sure have at it. I didn't take out a loan for this $16k S1000XR, pain in full. Its fully moded with Brentun, full akro exhaust and few other small accessories. In current situation I know for a fact people are getting 10%-13% interest on these loans, that's throwing money away. But that's just me and my opinion.
Well, I buy used under 6k preferable and within OEM warranty (3 years/36,000 mile), That's plenty enough if anything goes wrong, it's covered. But still cheaper than buying new. I, so far had 4 motorcycle, never had one issue, with exception of current 2020 S1000XR, which water pump started leaking and it was replace under warranty <- known issue with BMW motorcycles. (I'm 3rd owner of S1000XR, bought it at 9k miles on odometer) Currently 16k miles on odometer and no issues what so ever (exception 1 water pump).

If people have $$$, sure have at it. I didn't take out a loan for this $16k S1000XR, pain in full. Its fully moded with Brentun, full akro exhaust and few other small accessories. In current situation I know for a fact people are getting 10%-13% interest on these loans, that's throwing money away. But that's just me and my opinion.
You're entitled to however you feel about how you go about buying things. Just as I am. But bringing up depreciation as a worry about buying new is only a concern if someone changes vehicles like underwear. I don't. I'm glad you haven't had any problems. But your experience is purely anecdotal. Just as my experience. But there's no disputing that the amount of risk buying a new bike where you are the only one that has operated is far less than buying used with no idea how the previous owner treated that bike.

Your statement about the 3 years/36k mile warranty only applies to BMW. My Kawasaki ZX-10R only had a 12 month unlimited mile warranty. I still think Kawasaki has the same warranty terms. My formerly owned Ducati had 2 years and I think unlimited miles. Of all these bikes bought new, the Ducati had the most issues. And I was far from hard on it. Here's the list of things that broke under the warranty period: horizontal cylinder head gasket, immobilizer antenna ring, clutch master, burned out LEDs in right mirror turn signal, failed fuel tank, and there might be a couple of other things that I'm not remembering. My 22 K67 has had a failed oil/water pump already aside from the two recalls for the bike. My ZX-10R has been by far the most reliable of the three so far. Not one thing went wrong with it in the almost 19 years I've owned it. The only thing that the bike had to go into the shop for was a recall for the front wheel due to a possible manufacturing defect from Enkei that produced the wheels for Kawasaki.

As to the financial aspect, I will never take out a loan with that absurd interest rate you're discussing; especially for a recreational vehicle. When I bought my K67 last year, my rate was 4.99%. My credit union is currently offering 7.24% for the same loan terms. I'd have to do some thinking if I were to take out a loan with a 7.24% rate and would probably just wait till rates drop before considering buying another motorcycle...which I'm not in the market for at all. Incidentally, I paid off the loan for my K67 in less than a year.

ETA: Forgot to mention that I did buy a used bike. It's a 2016 BMW C650 Sport. Bought it in 2020 with 1800 miles on it and no factory warranty. What made me decide to buy it was that BMW no longer made them, it has all the accessories I wanted for it, the dealer has all the service records, and the thing was super clean. Also, this type of bike doesn't fit the mold for hooligan type riding. I did finance this bike too as BMWFS was offering 1.99% on it. I financed it till last year when I also paid it off.
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@zx10guy what year and model Ducati? I'm about to pull the trigger on a 2023 Desertx (L twin engine that has been around for a while), my main concern is reliability.

Regarding cash Vs loan to buy a bike. It's true the dealership will make some money if a bike is financed, but it's also more time consuming and riskier (risk of buyer not qualifying, etc...). Cash is king. I buy new most of my vehicles, I negotiated best deals with cash. It varies mostly on timing, approach, model bike, and mainly dealership location.
You're entitled to however you feel about how you go about buying things. Just as I am. But bringing up depreciation as a worry about buying new is only a concern if someone changes vehicles like underwear. I don't. I'm glad you haven't had any problems. But your experience is purely anecdotal. Just as my experience. But there's no disputing that the amount of risk buying a new bike where you are the only one that has operated is far less than buying used with no idea how the previous owner treated that bike.

Your statement about the 3 years/36k mile warranty only applies to BMW. My Kawasaki ZX-10R only had a 12 month unlimited mile warranty. I still think Kawasaki has the same warranty terms. My formerly owned Ducati had 2 years and I think unlimited miles. Of all these bikes bought new, the Ducati had the most issues. And I was far from hard on it. Here's the list of things that broke under the warranty period: horizontal cylinder head gasket, immobilizer antenna ring, clutch master, burned out LEDs in right mirror turn signal, failed fuel tank, and there might be a couple of other things that I'm not remembering. My 22 K67 has had a failed oil/water pump already aside from the two recalls for the bike. My ZX-10R has been by far the most reliable of the three so far. Not one thing went wrong with it in the almost 19 years I've owned it. The only thing that the bike had to go into the shop for was a recall for the front wheel due to a possible manufacturing defect from Enkei that produced the wheels for Kawasaki.

As to the financial aspect, I will never take out a loan with that absurd interest rate you're discussing; especially for a recreational vehicle. When I bought my K67 last year, my rate was 4.99%. My credit union is currently offering 7.24% for the same loan terms. I'd have to do some thinking if I were to take out a loan with a 7.24% rate and would probably just wait till rates drop before considering buying another motorcycle...which I'm not in the market for at all. Incidentally, I paid off the loan for my K67 in less than a year.

ETA: Forgot to mention that I did buy a used bike. It's a 2016 BMW C650 Sport. Bought it in 2020 with 1800 miles on it and no factory warranty. What made me decide to buy it was that BMW no longer made them, it has all the accessories I wanted for it, the dealer has all the service records, and the thing was super clean. Also, this type of bike doesn't fit the mold for hooligan type riding. I did finance this bike too as BMWFS was offering 1.99% on it. I financed it till last year when I also paid it off.
I mentioned BMW warranty cause that's what he's looking for? yes? Get yourself 21 or 22 year and save yourself at least 5k and you still got warranty. Not to mention, you pay less for insurance and less taxes.

I never had issue with Kawasaki, and I had 2 of them. 2016 Z1000 ($9500) and 2017 1000ABS with 900 miles on it. Guy needed the money, he sold it for $6500, no joke. Is this the only instance, no, there's are plenty for people out there like this. Both found it on cycletrader, I just had to drive 2-4hr to get them.

I just came back from Tail of the Dragon, spoke with a person that had Ducati Multistrada V4, he only had it for 4 months and already had electrical issues and suspension issues. 4k miles on the bike.

I can tell that you know how to manage your money, a lot of people don't know how to do that. As I said, if you got money, sure why not, but thats not the case with majority of people. Based on my previous experience, buying new is not necessary. You can find like new used bikes out there, just needs some searching. Internet is an awesome thing. I despise stealerships with all my heart and a lot of people are just throwing money away and getting screwed.

Destination charge
Doc fee
etc fee that you didn't see
That's what $3-4k right there.

All that can be avoided.
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The responses i have gotten from everybody are very informative. Thanks for everybodys input. What we (me,or you,or anybody. Should or could do start a thread of prices paid/ services rendered or vehicle bought and for what amount and f4om what dealership thread! so a future prospective buyer might have a better idea of where to go for best deals for new bikes, used bikes and services... I will definitely post the dealer/ price/ along with experience I had dealing with them. When I am finally able to find one that isn't above $24k. Although reading all your thoughts kind of makes me want to wait until maybe this fall til there isn't so much demand. Or even until next year and go the used route. Either way I will post dealership, price and rate the experience. .. hopefully sooner rather than later. But I'm probably not the best guy to start and maintain a thread for any amount of time. Because I am far to lazy and have way to short of a attention span
@zx10guy what year and model Ducati? I'm about to pull the trigger on a 2023 Desertx (L twin engine that has been around for a while), my main concern is reliability.

Regarding cash Vs loan to buy a bike. It's true the dealership will make some money if a bike is financed, but it's also more time consuming and riskier (risk of buyer not qualifying, etc...). Cash is king. I buy new most of my vehicles, I negotiated best deals with cash. It varies mostly on timing, approach, model bike, and mainly dealership location.
It was a 09 848. I knew going in these things will require some level of attention. I had no idea how much. In addition to the list I gave, there were two and really three other failures after the warranty was done. The radiator went. It was a design flaw that Ducati was replacing out of warranty for a bit. But when mine failed it was really well past the good will period. The radiator had a weak spot on the left hanger that mounts to the frame. The bracket was too weak and with the stress on that spot eventually causes a leak. The fix was put out on the MY 10 bikes where that are was reinforced. I looked up pricing for a new radiator and everywhere I looked was about $1000. F' that. I found a good used one on eBay for $130 and installed it myself.

Next was the voltage regulator. I was riding around and out of no where I would lose the head lights and maybe all of the dash. Can't tell as this was only apparent at night. First time it happened, I thought it was some weird fluke as the bike kept running. When it started to happen more often, I dug into it and found out a failing voltage regulator is the culprit. From my research, I discovered a MOSFET based VR really intended for Triumph bikes would work on my bike. When I went in to replace the stock VR, I found out I had got in there at the right time. The wire harness connector that plugs into the VR was melting and was starting to get to the point where the connector was about to fail. The other bad thing about the VR was where it was located. Ducati decided that having the VR right above the exhaust pipe from the horizontal cylinder was a good location. <sarcasm>. There was a recall to have a heat shield installed to help with the heat as VRs were failing left and right due to the heat exposure. Mine already had it installed before I took delivery.

The other things that were starting to fail were the clutch master....again and the fuel tank. The clutch master would work but if I had to hold the clutch lever in for a bit such as sitting in heavy traffic, the clutch master would leak pressure causing the clutch to start engaging. The fuel tank was starting to fail meaning the tank was starting to warp and expand. If you're not familiar with what I mean, Ducati used plastic fuel tanks in various bikes of that generation. The tanks used a plastic which was vulnerable to the Ethanol in the gas we have in the US. The tanks would bubble, warp, and expand. At a minimum, you can see bubbles and waves on the tank. At worst the tank expands to the point where you can't re-attach the tank to the frame if you unbolt it or the most extreme case that was reported where fuel was leaking out of the tank due to the vent tubes inside of the tank cracking. Ducati's answer to this was to make the tanks shorter to allow for the expansion. There was a class action lawsuit which was a total joke. I opted out of it. But this experience really soured me to Ducati as to how they handled this mess. Thankfully, the bikes they make now don't use the same crap plastic tanks.

Maintenance is wicked expensive on these things. The L twin engines (at least the ones I'm familiar with) use timing belts. So you really have to stay on the maintenance which also involves valve checks. I didn't bother learning how to do it so I paid the dealer to do it which was just over $1300 for the service a few years ago.

In regards to financing, it only took a few minutes for them to get me approved through BMWFS. I don't know what hoops would have to be done if someone doesn't have good credit. I just know that I don't have any issues getting approved for financing and at the best rates available.
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I mentioned BMW warranty cause that's what he's looking for? yes? Get yourself 21 or 22 year and save yourself at least 5k and you still got warranty. Not to mention, you pay less for insurance and less taxes.

I never had issue with Kawasaki, and I had 2 of them. 2016 Z1000 ($9500) and 2017 1000ABS with 900 miles on it. Guy needed the money, he sold it for $6500, no joke. Is this the only instance, no, there's are plenty for people out there like this. Both found it on cycletrader, I just had to drive 2-4hr to get them.

I just came back from Tail of the Dragon, spoke with a person that had Ducati Multistrada V4, he only had it for 4 months and already had electrical issues and suspension issues. 4k miles on the bike.

I can tell that you know how to manage your money, a lot of people don't know how to do that. As I said, if you got money, sure why not, but thats not the case with majority of people. Based on my previous experience, buying new is not necessary. You can find like new used bikes out there, just needs some searching. Internet is an awesome thing. I despise stealerships with all my heart and a lot of people are just throwing money away and getting screwed.

Destination charge
Doc fee
etc fee that you didn't see
That's what $3-4k right there.

All that can be avoided.
Fundamentally, I agree with you. Buying used provides the best bang for your buck. And I also agree with you that many people suck at money management. This is similar to the debate about using credit cards. Many swear they're the most evil things out there. I on the other hand use them to my advantage despite what Dave Ramsey says. I pay my balance in full every month. But I get cash back and additional protections that cash doesn't give you such as extension of warranties up to an additional month and 90 days of lost/stolen/accidental damage protection.

I find for me buying new is a wash and probably a bit better as there are things I don't have to be concerned about replacing for a bit such as tires. The only additional fee I paid outside of the cost of the bike with my dealership was the doc fee which was $500. But that doc fee included the cost of tags and registration.
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