Insurance in California - BMW S1000RR Forums: BMW Sportbike Forum
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post #1 of 9 (permalink) Old 05-17-2019, 11:26 PM Thread Starter
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Join Date: Jul 2014
Location: Los Angeles
Posts: 368
Insurance in California

What the heck man. I just received a quote for 3k and another one for 4700 for this bike. What do you guys pay in SoCal? I thought may be bundling it to my home owners insurance along with my four cages I would have received a smoking deal.

Those quotes seem a bit high.

2018 BMW s1000RR piece of crap

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Track Side Batteries
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post #2 of 9 (permalink) Old 05-19-2019, 02:12 PM
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Join Date: Aug 2018
Location: Orange County, CA.
Posts: 188 must be young??!! Or you have a lot of incident points? Otherwise thatís rape.

I pay $434/yr.....but Iím 62 yrs. old.

Thatís for $100k/300k Bodily Injury, $50k Property, $1000 deductible.....on a multi-vehicle AAA policy in Orange County.

I have two bikes and probably wouldnít even ride if I had to pay those prices you quoted.


2017 S1000RR
2013 K1600 GTL
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post #3 of 9 (permalink) Old 05-19-2019, 06:24 PM
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Join Date: Jun 2016
Location: Frisco, Texas
Posts: 64
Iím with Erion, however, I moved from Orange County to Texas and my insurance went way up. No tickets in 20 years either and Iím nearly 50.
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post #4 of 9 (permalink) Old 05-22-2019, 12:17 PM
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Location: San Diego, CA
Posts: 14
I pay approx $1000 a year per vehicle on a multi motorcycle policy (2018 RR and 1016 XR) from Gieco. The RR is a bit higher than the XR. I’m 39 and live in San Diego county. Shop around those are pretty high quotes.

2007 CBR 1000RR (Still Kicking)
2014 S1000RR (Sold)
2016 S1000RR (Dead)
2016 S1000XR (Errday)
2018 S1000RR (Savagery)
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post #5 of 9 (permalink) Old 05-22-2019, 12:27 PM
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Join Date: May 2018
Location: So Cal
Posts: 6
I pay $1361/yr here in Los Angeles...That's for $100K/$300K Bodily Injury, $50K Property with a $250 Deductible. I have Geico with 3 Cars and Home Owners insurance.

2018 BMW S1000RR (Daily Ride)
2013 Kawasaki 636 (Sold)
2007 Kawasaki ZX-10R (Track Bike)
2005 Suzuki GSX-R1000 (Stunt Bike)
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post #6 of 9 (permalink) Old 05-22-2019, 12:41 PM
Join Date: Nov 2017
Location: Central Alberta
Posts: 40
I pay $600/year for full coverage. $500 delectable for collision...however I live in Alberta, Canada.


When I go, I want to go like dear old grandpa...asleep at the wheel with everyone else in the car screaming!!

1972 Honda 450 SL
1976 Honda 750 F
1976 Yamaha XS 650
1978 Honda 125 CL
1982 Suzuki GS 1100
2004 Kawasaki ZRX 1200
2007 Suzuki GSXR 600
2009 Aprilia RS 125
2010 BMW K 1300 S
2017 BMW S1000RR
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post #7 of 9 (permalink) Old 05-22-2019, 01:08 PM
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Join Date: Nov 2013
Location: San Francisco
Posts: 157
Try State Farm, they had always by far the best motorcycle deals for me in the Bay Area.

2020 BMW S1000 RR
2015 BMW S1000 RR (Sold)
2012 BMW S1000 RR (Sold)
2012 BMW S1000 RR (Lost)
2018 BMW R1200 GS
2007 Ducati S2R 1000
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post #8 of 9 (permalink) Old 05-22-2019, 01:35 PM
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Posts: 325
Doesn't BMW partner with Liberty Mutual for insurance? I think the new 2020 M Sport is only $400/year for me through them and I'm mid 30s and I do not have a clean record. I am not in CA, though. However, I got raped on the V4S -- my friend in LA that is the same age pays about $400/year for the V4S and I was paying close to triple that...I don't know how that worked, but I shopped around for that bike and could not find anyone lower.
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post #9 of 9 (permalink) Old 05-22-2019, 04:20 PM
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Posts: 223
$68/mo Gico; no accidents $500 deduc; CA - 48yr
$110/mo Gico; 2 claims $1000 deduc; CA - 48yr

I'm trying to figure out if insurance companies share information; which aparently they do.

2015 S1000RR
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