Fender bender - BMW S1000RR Forums: BMW Sportbike Forum
 
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post #1 of 5 (permalink) Old 10-13-2019, 10:50 PM Thread Starter
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I drove my bike into the side of an suv on the way home from work. Don’t have the police report yet but I am almost 100% certain that The other guy will be deemed at fault. I was able to drive it home. Damage does not look too extensive at a glance. I guess the purpose of my post is asking for advice or tips from the more knowledgeable. Also if anyone knows anything about the availability of parts from the factory how long it may take etc. Naturally, I’m going to go through insurance. I plan on having it repaired by the dealer it was bought from. I’m not touching anything until the adjuster assesses it. Damage that I am aware of:

Tips of brake and clutch levers broken off
Left side mirror stalk broken
Left front fairing
Left headlight out of place
Minor scratches on right side fairing
Hoping not too much more under the surface. Pics included.
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Last edited by JustSomeGuy; 10-13-2019 at 11:34 PM. Reason: Spelling
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post #2 of 5 (permalink) Old 10-14-2019, 10:02 AM
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Get the dealer to go over it carefully and look for hidden damage. Don't let the adjuster push you into settlement too quick.
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post #3 of 5 (permalink) Old 10-14-2019, 10:36 AM
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Quote:
Originally Posted by skapan View Post
Get the dealer to go over it carefully and look for hidden damage. Don't let the adjuster push you into settlement too quick.
Second that.
If you are planning on having it fixed, don’t take a settlement check. Just take it to the dealer and let them repair it. They will file supplements with the insurance company if anything else needs repaired when they start digging in and doing the work. That way it is all paid for and they can pay the dealer directly for work needed/performed.

Also, out of curiosity what happened that would put them 100% at fault? Were they cited by the officer?

Asking because of an accident (car) I had a few years back. Without going into details, the other driver was clearly at fault and was cited by the officer.
However, their insurance claimed I should/could have avoided their mistake and so I was 50% at fault and wanted me to settle for 50% of their initial estimate.
I filed with my insurance and paid the deductible so my insurance could fight with theirs over fault. Theirs still wouldn’t budge. It went to binding 3rd part arbitration which decided they were 100% at fault.
Nail in the coffin was when they paid the citation, which is pleading guilty to the charge.

In the end I got my deductible back and their insurance had to reimburse my insurance for 100% of the repair costs.
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post #4 of 5 (permalink) Old 10-14-2019, 01:26 PM
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First off I want to say congratulations you won. Let me explain. You ran into the side of an suv and was able to walk away from it I assume with no bodily harm?
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post #5 of 5 (permalink) Old 10-14-2019, 06:14 PM Thread Starter
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I had the right of way and one of the cops acknowledged that. Other driver left the scene. He was gone when the cops got there but ended up coming back and he didn’t even have I’d on him
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