What videos like this prove is that insurance research is correct and why bikes like ours are rated higher due to how they are ridden. Especially for the given age groups. It's not the speed alone that drives insurance costs, it's the attitude. I remember a sale of an RR falling through because of insurance cost for a young-ish buyer. No tickets, no crashes, college educated professional job and excellent credit score, almost $2,700 per year for full coverage. If a rider is willing to do 150+ on public roads, what other risks to themselves, and others (didn't he say he had a newborn), are they willing to take. How many fat cat insurance companies are sitting back and laughing at the bucks rolling in when they run across a video like the one posted here. And trust me, individual agents due see these things and don't think for a second that the link isn't forwarded to the entities within the industry who decide on and set rates for individual vehicles. I've seen videos like this show up at various traffic safety and insurance-esque seminars that I have attended.
We all know that modern sport bikes, especially high end ones like the RR, are some of the safest on the street. Better electronics, better braking, better handling which are all enhanced by less weight. If they are the safest, why are the most expensive to insure. Hmmm.....maybe because of how they are seen being operated and the crash statistics . The video is simply demonstrative of what insurance company research has shown. Not to mention what drives federal regulations to mandate performance characteristics based on how they KNOW the bike will be used on the street.
As far as this video goes, I'm sure the Vlogger is a nice guy and means well. However, nothing he said in his 850 mile review is new and previously stated hundreds of times elsewhere without documenting the insanity on video.
'15 S1000RR Motorsport Edition