My health insurance doesnt care about racing or track days.
However, part of my life insurance policy 2 years ago was that I would not do any racing, Track days were fine.
Street- 2011 BMW S1000RR with ABS, TC, and Race Assist. BMW Akrapovic Slip on exhaust, Full Ohlins suspension, BMC Race Filter, Pazzo Racing Levers, Yoshimura Case Protectors, Stomp tank Pads, Puig Windscreen, Frame Sliders and Fender eliminator
Track- 2008 GSXR 1000 with 194 RWHP, Racetech Suspension, full Bazzaz Package, etc.