My health insurance doesnt care about racing or track days.
However, part of my life insurance policy 2 years ago was that I would not do any racing, Track days were fine.
Street Only- 2012 KTM 1190 RC8R- White and Orange
Street and Track- 2011 BMW S1000RR with ABS, TC, and Race Assist. Full Akrapovic Exhaust, Bazzaz, Full Ohlins suspension, Vortex Rearsets, BMC Race Filter, Pazzo Racing Levers, Yoshimura Case Protectors, Stomp tank Pads, Puig Windscreen, Frame Sliders and Fender eliminator
Track- 2008 GSXR 1000 with 194 RWHP, Racetech Suspension, full Bazzaz Package, etc.